For what I have learnt, anyone new to trading currencies should not trade with boworred capital and expect a minimum return, especially to pay off a loan, if one still has only 50% of equity left should leave and learn from the mistakes made.
This article might be helpful for those of you who want to begin trading or already are trading.
http://www.fxtrademaker.com/trading_advice.htm
I hope this helps other traders, since 'Smart people learn from their Mistakes; while Wise people learn from other's Mistakes'